ADJUSTER LICENSING
REQUIREMENTS, FEES, & FAQS
HOW DO I GET A WYOMING ADJUSTER LICENSE?
WYOMING RESIDENTS
Anyone 18 years old or older can apply for an insurance license. The steps you need to follow if you are a Wyoming resident are:
Pass the Wyoming Insurance Adjuster Licensing Exam
*NOTE: If you are applying to be a crop insurance adjuster you may bypass the exam if you hold a CAP certificationApply for your license and pay the licensing fees
*Providing all available documents regarding any administrative actions or criminal convictions you may have will shorten the time necessary for review of your application. In most circumstances, a license may be granted even if you have felony convictions. However, additional documentation and written permission from the Commissioner will be necessary for certain felony convictions.Get your fingerprints taken and sent to the Department for a background check (A fingerprinting packet will be mailed to you after you have applied)
NON-RESIDENTS
If an adjuster has a resident address in a state which offers adjuster licensing, Wyoming will reciprocate the resident license and grant a non-resident license with the same lines of authority as the resident state license. If the lines of authority held in the licensee's home state grant less authority than the property, casualty, or crop lines of authority Wyoming will not reciprocate.
If the applicant is unable to obtain an acceptable license in their home state they may apply using a Designated Home State license from a state that would meet the following requirements:
The applicant must pass an exam prior to licensure
A fingerprinted background check is completed
A minimum of 24 hours of continuing education is completed every 2 years, with a minimum of 3 hours of ethics.
The Department is in the process of compiling a list of acceptable DHS state licenses.
DESIGNATED HOME STATE LICENSING
Wyoming offers a designated home state license that is accepted in all US states. The process for obtaining a DHS license is as follows:
Pass the Wyoming Designated Home State Adjuster exam
Apply for your license and pay the licensing fees
*Providing all available documents regarding any administrative actions or criminal convictions you may have will shorten the time necessary for review of your application. In most circumstances, a license may be granted even if you have felony convictions. However, additional documentation and written permission from the Commissioner will be necessary for certain felony convictions.Get your fingerprints taken and sent to the Department for a background check. (A fingerprinting packet will be mailed to you after we receive your application.)
HOW DO I SCHEDULE AN EXAM?
You may schedule your exam through our testing vendor, Pearson Vue ↗
WHERE CAN I FIND EXAM STUDY MATERIALS?
The Wyoming Department of Insurance does not endorse any providers for pre-licensing education. The providers below are known to have pre-licensing study materials. They are listed for informational purposes only.
HOW DO I APPLY FOR A LICENSE?
You may apply for your license online through Sircon ↗
Must must pass your exam prior to applying for your license. If you are applying for the crop line of authority you must pass the crop exam OR hold your CAP card prior to applying.
WHICH DHS LICENSES WILL WYOMING RECIPROCATE?
Residents of the following states must hold an adjuster license in their resident state to obtain or renew a Wyoming non-resident adjuster license. Wyoming will not reciprocate DHS licenses from residents of these states:
AK, AZ, AR, CT, DE, FL, GA, HI, ID, KY, LA, ME, MI, MN, MS, MT, NC, NH, NM, NV, NY, OK, OR, PR, RI, SC, TX, UT, VT, WV
The following states offer DHS licenses that Wyoming will reciprocate only if resident state licensure is unavailable:
AL, AR, FL, ID, LA, MN, MT, NC, NM, NV, OK, TX, UT, WA, WV
I HAVE A CRIMINAL BACKGROUND. CAN I GET A LICENSE?
There is no crime that will automatically disqualify you from getting an adjuster license. The requirements for all crimes are:
BE HONEST - If you have a criminal background, the most important thing to do is to let us know about it. Even if you believe that a record has been sealed, expunged, or if you have a deferred adjudication in which you completed a probationary period in exchange for dismissal of charges, you MUST disclose the incident by answering "Yes" to the appropriate background questions on the application.
FINISH YOUR SENTENCING AND PAY ALL FINES - We will not issue a license to any applicants that have not paid all fines and completed probation. If you currently have open charges we will not approve your application until your hearing is complete.
UPLOAD DOCUMENTS - If you answer "Yes" to having misdemeanors or felonies you must upload your documents to the NIPR Attachment Warehouse ↗ immediately after completing your application. The required documents are:
Original charging documents.
Final disposition documents (which will include the judge's final order and any fines or sentencing).
Proof that you have paid all fines and completed all sentencing, including probation.
A written explanation of the circumstances behind your conviction, along with any steps you have taken to assure the crime will not happen again.
If you have a felony conviction that involves a "breach of trust" you may be required to file a 1033 waiver application*. Some examples of felonies that may require a 1033 waiver are:
Burglary, theft, embezzlement
Violent crimes (assault, murder, attempted murder)
Sexual assault
Felonies that generally do not require a 1033 waiver are:
Drug possession
Driving under the influence
Prostitution
The above examples should be used as a guideline. Every application is handled on an individual basis.
If you have questions about what may be required for your application with your specific background please call us at (307) 777-7319.
WHAT ARE THE LICENSING FEES?
Initial fee:
Wyoming Residents: $100, Non-Residents: $150
Renewal fee:
Wyoming Residents: $100, Non-Residents: $150
Any combination of the lines of authority listed below
Property
Casualty
Crop
Fingerprinting Fee (required for all resident or DHS applicants who do not hold an active license) - $39
DO I NEED TO SEND IN FINGERPRINTS?
If you are a Wyoming resident or DHS applicant you will need to be fingerprinted in order to obtain a background check.
A fingerprinting packet will be mailed to you after we receive your application. DO NOT SEND IN YOUR FINGERPRINTS BEFORE YOU HAVE APPLIED! If we do not have an application on file the fingerprint cards will be destroyed.
There is no fingerprinting requirement for non-residents who are not applying for a DHS license.
HOW LONG WILL IT TAKE TO GET MY LICENSE AFTER I APPLY?
The typical turnaround time from application to issuance of a resident license is 30 days.
Processing time for your background check usually runs 2-3 weeks from the day we receive your fingerprints.
There are many factors that may slow down the process, including mail service, background check processing, and added time needed for additional documentation related to information uncovered during your background check. Please make sure that all required documentation is submitted with your application to reduce the time it takes to process your license.
Many non-resident license applications are approved the same day.
WHEN DO I RENEW MY LICENSE?
Your license renews every two years on the last day of the month of your birthday.
For example, if you were born on July 4th and your license is approved on December 6, 2021, your first renewal date will be July 31, 2023. Your next renewal date will be July 31, 2025 and July 31 every two years thereafter.
HOW DO I RENEW MY LICENSE?
Renewals may be submitted through Sircon ↗
WYOMING RESIDENTS & DHS LICENSEES
In order to renew you must pay the fee and complete your continuing education requirement of 24 hours of continuing education, with 3 of those hours being ethics. You will be able to pay your renewal fees 90 days before the renewal date.
NON-RESIDENTS
In order to renew your license must be in good standing in your home state and you must pay the renewal fees. You will be able to pay your renewal fees 90 days before the renewal date.
I MISSED MY RENEWAL DATE. WHAT SHOULD I DO?
If you have missed your renewal date your license will be in a reinstatement period for one year. During that time you may reinstate your license by paying a late fee. The amount of the late fee is 100% of the amount of the renewal fee. For example, if you have a $150 renewal fee, there will be an additional $150 for the late fee, for a total of $300.
Reinstated licenses will have the same expiration date as if they were renewed on time. Please note that all continuing education requirements must be met before reinstatement may be processed.
After the reinstatement period of one calendar year is over you must reapply for the license as if you were applying for the first time. For residents this means taking the licensing exam again and going through the fingerprinting process for a new background check.
I AM MOVING TO/FROM A DIFFERENT STATE. WHAT DO I NEED TO DO?
IF YOU ARE MOVING INTO WYOMING FROM ANOTHER STATE
Reach out to the Department of Insurance in the state from which you are moving and request a letter of clearance. Please note that when the letter of clearance is granted your license will be inactivated in that state.
Send a paper copy of the letter of clearance, a paper copy of the Wyoming Adjuster License Application* and a check for the appropriate licensing fees to:
Wyoming Department of Insurance
ATTN: Licensing Division
106 E. 6th Ave.
Cheyenne, WY 82002
IF YOU ARE MOVING FROM WYOMING TO ANOTHER STATE
Fill out a letter of clearance request form* and email it to insurancelicensing@wyo.gov. Please note that when a letter of clearance is issued your Wyoming license will be inactivated. Letters of clearance will not be issued after your license renewal invoice has been generated unless your continuing education is completed.
Contact the Department of Insurance in your new resident state to find the appropriate procedures to follow when transferring your license.
If you would like to keep working with clients in Wyoming you may apply for a Wyoming non-resident producer license after your new resident license has been approved.
I NO LONGER NEED MY LICENSE. WHAT SHOULD I DO?
If you wish to give up your license you may surrender it by filling out a voluntary surrender request form* and emailing it to insurancelicensing@wyo.gov. Please note that if you surrender your license as a resident you will need to take the licensing exam(s) again if you would like to reactivate your license.